Skip to main content

Individuals
Employers
Advisors

What we offer
Portfolios
About
Resources

For Individuals
For Employers

Advisor Help Center

Helping you provide your clients with great financial advice

Top questions from advisors

Transactions

Timelines on moving money in your clients' accounts.
Advisor transfer guide

We’ll break down different transfer scenarios and how to start.
Custom portfolios

Build your own custom model portfolios of ETFs
Tax forms and filing

Which forms your clients will receive and when they're delivered

Funds and portfolios

Investments available in client accounts

Our Portfolio: Strategy and Funds
Socially Responsible Investing (SRI)
Flexible Portfolios
Goldman Sachs Smart Beta Portfolio
BlackRock Target Income Portfolio
How We Calculate Returns
Automatic Allocation Adjustment
Tax Coordination
White-Labeled ETF Portfolios
Custom Portfolios
Dimensional Funds

Transfers

Moving money in, out, and between accounts

Connecting bank accounts
How to Deposit
How to Withdraw
ACATS Transfers
Roll Over Retirement Accounts
Close Account
Required Minimum Distributions
Transfer Assets After a Divorce
Transfer Assets After Death

Account Types

Legal account configurations available

Manage Client Goals
IRAs
Joint Accounts
Trust Accounts

Retirement

Managing rollovers and distributions

Our Retirement Advice
Roll Over Retirement Accounts
Retirement Income
Required Minimum Distributions (RMDs)

Taxes

Tax features and filing details

Tax Form Questions
Importing Into Tax Software
Reporting State, U.S. Government, and State Income
Give to Charity
Roth Conversions
Tax Withholding

Other

Integration Partners
Agreement Automation Process
Mobile App Questions
Managed Account Letters and Duplicate Statements
Beneficiaries
Power of Attorney
Account Security

Be invested.

What we offer
Portfolios
Resources
About us

Contact us
Betterment
Betterment 401(k)

This content is operated and maintained by Betterment LLC, an SEC Registered Investment Advisor—for investment professionals only. It is not intended for use by private investors.

Investment Advice: Advisory services for traditional investments (e.g., ETFs) and digital assets are provided by Betterment LLC, an SEC-registered investment adviser. Betterment LLC does not require clients to maintain a minimum investment account balance. However, accounts below a certain balance may have certain restrictions. For more information, please see additional disclosure.

Traditional Investment Brokerage Services & Custody: Brokerage services are provided to clients of Betterment LLC by Betterment Securities, an SEC-registered broker-dealer and member of FINRA /SIPC, and Apex Clearing Corporation, a third-party SEC registered broker-dealer and member FINRA/SIPC.

Digital Asset Trading Services & Custody: Digital asset trading services and custody are provided by Gemini Trust Company, LLC. For further details regarding the custody of assets, including cash, held at Gemini Trust Company, please see your Gemini user agreement.

We want you to know a few things:

If not otherwise specified above, this page contains original content by Betterment LLC (as opposed to its other affiliates).
The information provided is for general informational purposes only and should not be considered a recommendation or personal financial planning, tax, rollover, or financial advice. The information provided should be used at your own risk.
There are tax implications when investing and some materials may discuss tax impact. Betterment does not provide tax advice. Articles or FAQs do not constitute a tax opinion and should not be used for the purpose of avoiding tax penalties.
Betterment assumes no responsibility or liability whatsoever for the content, accuracy, reliability or opinions expressed in a third-party website, to which a published article links (a “linked website”) and such linked websites are not monitored, investigated, or checked for accuracy or completeness by Betterment. It is your responsibility to evaluate the accuracy, reliability, timeliness and completeness of any information available on a linked website. All products, services and content obtained from a linked website are provided “as is” without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, security, or accuracy. If Betterment has a relationship or affiliation with the author or content, it will note this in additional disclosure.
Betterment may publish content that has been created by affiliated or unaffiliated contributors, which may include employees, other financial service providers, third-party authors who are paid a fee by Betterment, or other parties. Unless otherwise noted, the content of such posts does not necessarily represent the actual views or opinions of Betterment or any of its officers, directors, or employees. The opinions expressed by guest writers and/or article sources/interviewees are strictly their own and do not necessarily represent those of Betterment.
You may see the CFP® certification mark. The Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Let’s Talk about Risk

Investing involves risk and there is the potential of losing money when you invest in securities and digital assets. Past performance does not guarantee future results and the likelihood of investment outcomes are hypothetical in nature.

Investments in securities and digital assets are: Not FDIC Insured • Not Bank Guaranteed • May Lose Value.

Furthermore, investing in digital assets is highly speculative and volatile, and only suitable for investors who are able to bear the risk of potential loss and experience sharp drawdowns. Digital assets are not legal tender and are not backed by the U.S. government. Digital assets are not subject to SIPC protections.

Before investing, consider your investment objectives and Betterment LLC's fees and expenses. Betterment LLC's internet-based advisory services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning with respect to every aspect of a client's financial situation and do not incorporate specific investments that clients hold elsewhere. For more details, see Betterment’s Form CRS, Form ADV Part II and other disclosures.

Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Betterment LLC is not registered.

Who Provides the Market Data?

Market Data by Xignite. Fund data © 2022 Morningstar. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

You are viewing a web property located at Betterment.com. Different properties may be provided by a different entity with different marketing standards.

Site Map
Terms of Use
Privacy Policy
Trademark
Legal Directory

Google Play and the Google Play logo are trademarks of Google, Inc.

Apple, the Apple logo, and iPhone are trademarks of Apple, Inc., registered in the U.S.

Any links provided to other websites are offered as a matter of convenience and are not intended to imply that Betterment or its authors endorse, sponsor, promote, and/or are affiliated with the owners of or participants in those sites, unless stated otherwise.

© Betterment. All rights reserved